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A 2014 Pew Research study found the median age for both men and women to marry was at an all-time high, and many young people cited the need to be financially stable – and their debt – as a reason why.

But putting off tying the knot is not always your best financial move, personal finance experts say.

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Almost all insurers now use credit-based insurance scores to set premiums and decide whether to accept or reject customers, using details of consumers' credit reports to determine how much risk they represent.

While many banks and credit unions offer student loans, not all offer the same incentives.

Here are some of the biggest heavy hitters in the student loan world.

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